Hi Wayne,
These resource files are simply 'pointer' files, that look for a particular file to retrieve. Their purpose are identical to the resource files used to look for GL sub-ledger batches, such as ARBRSCGL.dat which was replaced by ARBRSCAL.dat when Ledger 9.0A shipped. Having both resource files in the data directory will not cause a problem.
Setting to Direct batches will also bypass the retrieval resource and data files.
You might also choose to enter the cash in Receivables 9.0 and then send to BankRec on posting, which would also bypass this entirely.
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Regards,
Softrak Tech Support