I send a copy of our financial reports to the bank monthly. Trusting Adaigio I have not been looking at them until I received a phone call telling me our Retained earnings are "way out" and don't change. In trying to explain that the retained earnings account is adjusted at year end by the accountant and not monthly I found I could not show them because the end balance of retained earnings for last year is not the balance showing for this year. When I do a detailed listing the end balance is 2,105,873.24 and the current year opening balance is 2,786,244.76. Why???