OK - it sounds like your bank has managed to dream up yet another form for sending transactions. Before proceeding further, do they offer any other formats, perhaps one for downloading into QuickBooks? QuickBooks uses a format called "OFX" which Adagio also supports.

Would it be possible for you to send us a copy of the file the bank sends you, and any documentation they have provided on all the different codes? You can e-mail the files to me (abates (at) softrak.com).