We have a custom pre-authorized debit that creates the debit from optional fields in AR, and creates both the interface file to the bank, and import file into AR to post the debits against the invoices. We generate the files using Crystal Reports for Adagio.

The application solution is used for nursing homes (26), who need recurring billings but not necessarily invoices for their patients.

Call us if you need more details. This solution have been in use for over 2 years.

Brian