Hi Holiday

First of all, go to this link and it will answer your general questions about functionality - https://softrak.com/products/financials/payments

As for the pros and cons, have you asked your Adagio consultant? I have been on this forum for 20 years and I have never seen it used to solicit reviews - it's a technical forum. And you will never get Softrak itself to list the cons.

Speaking as an Adagio consultant, this is what we do. We don't work for Softrak, we work for you.

Steve